The days of a single-family living in a single-family home are over. It's simply too expensive to have a 2,000-square-foot home all day yourself.

Renting rooms is the solution to the current (and future) economic situations. We must get our housing costs under 20% of our take-home income.

Luckily, family members can make great roommates. You can hand-pick a family member and pitch them the idea of financial independence.

I am not saying it will be easy; you'll have some hair-pulling moments. However, when you have $100,000 in your bank account, you'll understand the value of roommates. Good Luck